Isn't the real concern AI being misused by terrorists or other bad actors?
AI is a tool that could be misused by actors who want to harm you or people like you. Such actors might include terrorists, unfriendly nations, or a totalitarian state.
Such situations would count as misuse, and as explained in the previous link, deserve attention, but this website does not concentrate on them because at the moment humanity does not know how to properly align an AGI even if it is built and used by a benevolent actor.